Finance is the discipline that studies the processes by which individuals, companies, institutions, organizations and states manage money and assets flows over time. Its purpose is to identify the best strategies to allocate limited resources among alternative uses in order to maximize profit. The finance field is extremely broad, it includes a wide range of topics such as business services and financial instruments, management of capital and evaluation of investments, allocation of funds, forecasting of trade trends and risk analysis, bills of exchange, corporate finance.

Business owners, sellers and buyers need effective services and instruments to optimize capital structure and company asset, evaluating in proper manner risk and return of each investment over short, medium and long term.